How Can I Save on Prescription Drugs?
With the rising costs of prescription drugs, it's comforting to know you have drug coverage when your doctor prescribes medication. Even then, your share of the cost may be a concern. That’s why we’re always looking for ways to save you money.
Here are some tips and programs to help you save on prescription drugs.
Don’t judge a drug by its name. Generic drugs—medication without all the fancy advertising—are safe and work just as well as brand-name drugs. They also lower your copays and overall costs. Need proof?
Generic contraceptives and diaphragms may be covered with no copay. This is true even if your plan doesn‘t include prescription drug coverage.
Check your plan benefits or call the Customer Service number on the back of your Blue Cross ID card if you have questions.
You may be able to save money and time by getting a 90-day supply of your prescription, as long as it isn’t a specialty drug. The easiest way to find out if your prescription is eligible is to log in to your member account on our website or using the Blue Cross mobile app.
You’ll need the name of the drug and the prescribed dosage. After you log in, look for the prescription section under My Coverage, then:
You can also ask your pharmacist or call the Customer Service number on the back of your Blue Cross ID card.
Brand name or generic, it’s cheaper to take one pill a day instead of two. Our name for it is dose optimization.
If you take your medication more than once a day, ask your doctor whether you can take a stronger dose less frequently.
Call the number on the back of your Blue Cross ID card to see if you're eligible for these programs.
Learn other ways you can use your Blue Cross ID card to save money on your prescription drugs (PDF).
If you’re covered by more than one prescription drug plan, you'll save money when you present the correct health plan card when filling a prescription.