Individual and Family Health Plans

As Michigan's largest
health insurance company, we have coverage to fit your life and budget.

We are the only carrier on the Marketplace with four-star ratings for both our PPO and HMO plans.

CMS scores qualified health plans (QHPs) offered through the Exchanges using the Quality Rating System (QRS) based on third-party validated clinical measure data and QHP Enrollee Survey responses. CMS calculates ratings yearly on a five-star scale. Ratings may change from year to year.

Open enrollment for 2023 has ended.

If you have a significant life event, you may still be able to get 2023 coverage through special enrollment.

Find a plan

Still need coverage for 2023?

You may qualify if you've had a life event. Find out if you're eligible.

Get help choosing a plan

Our health plan advisors can help you choose a plan, calculate your costs and tell you whether you're eligible for a subsidy.

Video: Meet your health plan advisors

  • Or call us at 1-855-237-3501. TTY users dial 711.

  • You can also request a callback and we'll call you when it's convenient for you.

Plan details and downloads

View plan benefits including copays, deductibles and coinsurance.