Medicare Supplement Plans
If Medicare Advantage plans aren't right for you, there are other options. We offer plans that work with Original Medicare to pay for some of your out-of-pocket costs. If you’re thinking about applying for one of these plans, it’s important to understand how they work. Did you know prescription drug coverage isn’t included in Medicare supplement plans? Or that there is a special enrollment period for some plans that means you’ll be guaranteed to get coverage? Learn more about these and other topics that are specific to these plans.
- How can I get dental, vision and hearing coverage with my Medicare Supplement plan?
Find out how to get additional dental, vision and hearing coverage with your Medicare supplement plan. - What's Medicare supplement coverage?
Learn more about how Medigap and Medicare supplement insurance plans work, and whether it's right for you. - How do I apply for a Medicare supplement plan?
Are you ready to sign up for a Medicare supplement plan? Follow these steps to get started. - What will a Medicare supplement plan cost?
Learn how the monthly premiums for Medicare Supplement or MyBlue Medigap plans are calculated, and what you can expect to pay each month. - Do I need drug coverage with my Medicare supplement plan?
Make sure you're covered at the pharmacy by learning about Medicare supplement plans and prescription drug coverage. - How do I change or cancel my Medicare supplement plan?
If you need to make a change in your coverage or cancel your Medicare Supplement or MyBlue Medigap plan, these resources may help you. - What is the Michigan Medigap Subsidy?
Learn more about the Michigan Medigap Subsidy. - When should I apply for a Medicare supplement plan?
Learn more about open enrollment and deadlines for this Medicare supplement insurance plan. - What's a Medicare supplement guaranteed issue right?
Learn whether you're eligible for a guaranteed issue period and what that means. - Am I eligible for Medicare supplement Plan A or C?
Are you wondering if you are eligible for Medicare supplement Plan A or C? This will help you decide. - How do I apply for a Medicare supplement plan household discount?
If you and someone you live with both have a Blue Cross Medicare supplement plan, you might be eligible for a discount. Find out how.
Important information about your plan
The Medicare deductibles, coinsurance and copays listed are based on the 2023 numbers approved by the Centers for Medicare and Medicaid Services. You can go to any hospital, doctor or other health care provider in the U.S. or its territories that accepts medicare. You don't have to use our network. Blue Cross Blue Shield of Michigan administers Blue Cross medicare Supplement plans. Where you live, your age, gender and whether you use nicotine products (including e-cigarettes, vaping, and nicotine patches or gum) may affect what you pay for your plan. Your health status may also affect what you pay. This is a solicitation of insurance. We may contact you about buying insurance. Blue Cross Medicare Supplement plans aren't connected with or endorsed by the U.S. government or the federal Medicare program.
If you're currently enrolled in Plan A or Plan C, you can stay with your plan as long as you pay your premium. You may enroll in Plan C if you've lost coverage under a group policy after becoming eligible for Medicare. You're also eligible if you had Plan C, then enrolled in a Medicare Advantage plan, and now would like to return to Plan C. You can do this as long as it's within the first 12 months of your Medicare Advantage plan. You're automatically eligible for Plan A if you're 65 or older. If you're under age 65, you are eligible for Plan A if you've lost coverage under a group policy after becoming eligible for Medicare. You can also enroll if you had Plan A, then enrolled in a Medicare Advantage plan, and now would like to return to Plan A. You can do this as long as it's within the first 12 months of your Medicare Advantage plan. You'll need to meet these requirements to apply for these plans.
